Conventional Mortgage Loans

SWBC Mortgage understands the significance of securing a home loan tailored to individual needs and aspirations. Our Conventional Mortgage Loans, also known as conforming loans, adhere to the guidelines established by Fannie Mae and Freddie Mac, ensuring reliability and consistency. Offering a diverse range of fixed- and adjustable-rate options, our Conventional Loans empower borrowers with flexibility and choice. With down payment options as low as 3%, qualified applicants can explore numerous benefits, including financing for almost any property type and the opportunity to select from multiple down payment options. Key highlights of our Conventional Loans include the absence of Private Mortgage Insurance (PMI) with a 20% down payment, allowance for gift funds for owner-occupied and second homes, and the absence of government agency guarantees. At SWBC Mortgage, we provide personalized solutions to facilitate your homeownership journey, recognizing that every client's situation is unique.