Renters Insurance

While your landlord likely may have insurance coverage for the building itself, you may need a renters insurance policy to protect your personal possessions. Your renter's insurance policy can also help protect you from liability if, for example, a visitor accidentally trips over your rug and breaks a leg.

Renters insurance can provide protection for your furniture and personal possessions — at home or away from home — against losses such as fire, lightning, windstorms, hail, explosions, smoke, and vandalism. A renters policy can also protect your property against many types of theft loss in your apartment or anywhere in the world.